Free tools

Mortgage calculators

Quick, free tools to help you plan your next move. They give a rough guide only, so speak to an adviser for figures based on your own circumstances.

How much could I borrow?

See a rough range based on your income, using the income multiples many lenders work with.

Estimate your monthly repayments for different amounts, terms and interest rates.

See how overpaying could shorten your mortgage term and reduce the interest you pay.

Work out the Stamp Duty you may pay in England and Northern Ireland, including first-time buyer relief.

Add up the typical costs of moving home, from legal fees and surveys to removals.

Our calculators are for illustration only. They don't take your full circumstances into account and aren't a mortgage offer or personal advice.

A calculator can only go so far. In a free consultation, we'll look at your income, outgoings and plans, and show you what you may be able to borrow.