MORTGAGE TOOLS
Get a quick estimate of how much you could borrow, based on income multiples lenders commonly use.
Annual basic income (£)
45000
Annual variable pay, bonus/commission (£)
0
4.5x income
£0
5x income
£0
5.5x income
£0
6x income
£0
For illustration only. How much you can borrow depends on your full circumstances, credit history, deposit and the lender. Not all lenders offer 6x income multiples — these are typically reserved for higher earners or specific professions.
Talk to an adviserThis calculator gives a quick estimate. For advice tailored to your circumstances, speak to Quanstrom Financial.
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