MORTGAGE TOOLS

Overpayment Calculator

See how a regular monthly overpayment could reduce your mortgage term and the total interest you pay.

Outstanding balance (£)

250000

Interest rate (%)

4.5

Remaining term (years)

25

Overpayment frequency

Monthly

Weekly

Bi-weekly

Yearly

Overpayment amount (£)

200

One-off lump sum (£)

0

Time saved

0 years

Interest saved

£0

0y

New term

£0

Current payment

£0

New payment

£0

Total repaid

Without overpayments

0y

With overpayments

0y

Balance over time

Monthly balance breakdown

For illustration only, assumes your rate stays the same for the rest of the term. Overpayment amounts are converted to a monthly-equivalent for the calculation, and any lump sum is applied at the start. Check your mortgage terms allow overpayments without an early repayment charge.

Talk to an adviser

Want a proper, personalised figure?

This calculator gives a quick estimate. For advice tailored to your circumstances, speak to Quanstrom Financial.

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