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This is how it works

Tap any milestone to see what happens at each step of your journey, and watch the key make its way home.

Start

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Step 1 of 8

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Get in contact

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Book a free consultation with one of our expert mortgage advisers, where we will talk through your plans and discuss the next steps.

Complete your fact find

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A few simple questions about you, your income and your goals. This enables us to understand more about you and exactly how we can help.

Obtain your Agreement in Principle

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A document from a lender confirming you have passed their credit scoring, with an indicative figure for how much you may be able to borrow.

Read our guide to Agreements in Principle

Find your property

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Now the fun part - finding your dream home. We assist you throughout, step by step, including putting offers forward on your behalf.

Submit your mortgage application

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Once your offer is accepted, we submit your full application with the most cost effective lender available to you, and handle the lender from there.

Receive your mortgage offer

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The lender's formal approval of your mortgage. Offers can be issued the same day, or take up to around two weeks from application.

Exchange of contracts

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Your solicitor exchanges signed contracts with the seller's and your deposit is paid over. The purchase is now legally binding, and your completion date is fixed.

Completion!

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The lender releases the funds, the property becomes yours, and you pick up the keys. And we keep monitoring rates right up to completion, so if a cheaper deal arises, we move you onto it.

Start step one: book your free consultation

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