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Mortgage Brokers in Hastings

Hastings and St Leonards offer some of the best value on the South Coast, with four railway stations, a direct line to Charing Cross and a link to Ashford International. Quanstrom Financial arranges whole of market mortgages for buyers, movers and landlords across the town.

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£131m+

Mortgages arranged since 2024

1,000+

Clients helped since 2024

Whole of market

Independent mortgage brokers

Free

No obligation consultation

10,000+

Mortgage products

90+

Lenders searched

Hastings is a short run along the coast from our Eastbourne base. We can meet in person or work entirely by phone and video. Get in touch for a free, no obligation chat.

Get in touch

Reach out to us for a free, no obligation chat about the ways we can assist you with your property plans.

Mortgage Brokers in Hastings

Hastings is the most affordable town on this stretch of coast, and that shapes everything about its market. Flats here average well under half the price of a flat in Lewes, which is why the town has drawn steady interest from London leavers, first time buyers and landlords. It also has an unusually high concentration of Victorian villa conversions, particularly across St Leonards, where a single building may hold four or five flats. Conversions raise questions for lenders about leases, service charges and how a building is split, and lender appetite varies considerably. Quanstrom Financial works on a whole of market basis across the Old Town, St Leonards, West Hill, Bohemia, Silverhill, Hollington and Ore.

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Popular Mortgage Options in Hastings

Flats in Hastings average around £141,000 and terraced houses around £254,000 - among the lowest entry points anywhere in the South East, which makes the town a genuine option for first time buyers and investors alike. Trains reach London Charing Cross in around an hour and a half, with an hourly Marshlink service to Ashford International. We advise on residential, first time buyer, remortgage and buy to let cases, subject to lender criteria.

Land Registry data puts the average Hastings home at around £237,000 as at June 2026, with the town remaining comfortably the most affordable in the area - a real opportunity for buyers who have been priced out elsewhere on the coast. Detached houses average around £474,000, semi-detached homes around £324,000, terraced houses around £254,000 and flats around £141,000. Because the borough contains such a high proportion of flats, the headline average sits below what a typical house costs.

Character varies sharply between neighbourhoods. The Old Town, with its listed buildings and conservation area, and the Regency and Victorian grandeur of St Leonards sit at one end; Ore, Hollington and Silverhill offer the most accessible pricing. The Stade is still home to the UK's largest beach-launched fishing fleet, and the town's economy leans on health, education, public services and retail.

Regeneration is active. Station Plaza has delivered 103 apartments in two phases, Priory Square adds 42 dwellings on the former university site, and 89 studio flats are proposed at Queensbury House opposite the station. The largest scheme is Four Courts in St Leonards, where Southern Housing and Homes England plan around 450 social rent homes replacing the 1960s tower blocks, with a planning application expected in late 2026 and construction from 2028. These figures are rounded averages and move over time; treat them as a guide rather than a valuation.

Residential Mortgages

We are here to guide you through the process and help you secure the right residential mortgage for your needs. Whether you are a first time buyer, home mover or looking to remortgage a property, we will help you understand your options and keep everything on track.

First time buyer Mortgages

Taking your first step onto the property ladder is a big milestone. We explain each stage in plain English, help you understand how much you can borrow and which lenders are suitable, and support you from Agreement in Principle through to getting your keys.

Buy to Let Mortgages

If you are considering a buy to let, Quanstrom Financial will help you find a mortgage that supports your investment strategy. We work with landlords at every level, from first time investors to those with larger portfolios, and focus on finding competitive products that work hard for you.

Why choose us in Hastings

Hastings property throws up more lender questions than most: converted flats, leasehold splits, listed buildings in the Old Town and properties needing work. A single high street bank will only ever give you one answer to those. Quanstrom Financial researches the whole market, tells you honestly where a case is likely to sit, and handles the liaison with lenders, solicitors and surveyors.

Areas we serve

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Dedicated experts

Dedicated to personalised, responsive support from your first enquiry to completion.
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Trusted by 1400+ clients

Clients across Eastbourne, London and the South East.
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Full Mortgage & Protection Offering

Residential, Buy to Let, Remortgaging and Insurance advice in one place.
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Speak to a Mortgage Expert Today

We advise across Hastings and St Leonards-on-Sea, including the Old Town, West Hill, Bohemia, Silverhill, Hollington, Ore and Baldslow, plus the surrounding Rother villages such as Westfield, Guestling, Fairlight and Battle. We also have dedicated pages for Bexhill-on-Sea and Eastbourne.

Meet the team

Toby Quanstrom

Toby Quanstrom

CeMAP, Director

Read Toby's bio

Toby is a seasoned mortgage professional with over a decade of experience within the financial sector, starting his career working for high-street banks and then within a corporate mortgage brokerage, gaining a wealth of knowledge within the mortgage and protection industry. Driven by a passion for providing truly tailored advice, he founded Quanstrom Financial in 2023, to offer independent, tailored mortgage solutions, with a focus on efficiency and client satisfaction.

Will Harrington

Will Harrington

CII (MP), Mortgage & Protection Adviser

Read Will's bio

Having worked as an estate agent in Eastbourne for over a decade, and more recently, as a Mortgage & Protection Adviser, Will understands the homebuying process inside out - making him the ideal adviser for first-time buyers, home movers, and landlords. As an independent mortgage adviser, Will provides tailored mortgage advice, helping clients find the best mortgage rates and protection solutions, with clear, professional guidance throughout.

Jessica Giddins

Jessica Giddins

Case Manager

Read Jessica's bio

With nearly a decade of experience in working within new homes and more recently the mortgage industry, Jessica brings a wealth of knowledge to Quanstrom Financial. As our Case Manager, Jessica plays a vital role behind the scenes, ensuring mortgage applications progress efficiently while keeping clients updated at every stage - delivering the fast, stress-free service Quanstrom Financial is known for.

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FAQs

Meet the team at Quanstrom Financial and learn about us.

Are Victorian conversion flats in St Leonards harder to mortgage?

They can be. Lenders look at the lease, the service charge, how many flats are in the building and whether there is share of freehold. Appetite varies a lot between lenders, so it is worth checking early.

I want to buy a rental property in Hastings. Can you help?

Yes. Lenders assess buy to let on the rent a property could achieve against their own stress test, alongside the lease and service charge on a flat. We can review whether the numbers work before you commit.

Is Hastings really cheaper than the rest of Sussex?

On Land Registry figures, yes - average prices here are the lowest in the area, and flats in particular offer a low entry point. That is a large part of the town's appeal to first time buyers and investors.

I'm relocating to Hastings from London. Can you arrange things before I move?

Yes, and we do it often. We can work by phone or video, look at how your income is assessed and get your borrowing agreed in principle before you start viewing.

Contact us

Meet the team at Quanstrom Financial and learn how we can help with your mortgage. Whether you prefer a quick call, an email or an online enquiry, we are ready to help you get started.

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